Creating the Metro 2 File

If you have entered the proper set-up information for the Credit Reporting module, you may now being to create a credit reporting file which you can then submit to the credit reporting companies with whom you have contracted.

To begin creating the Metro 2 file, click on the New Period button in the top-left corner of the window. If you were previously working on creating a Metro 2 file and you had saved your changes, you will be able to pick up from where you left off last.

On the left-hand side of the window is a list of customer accounts for which you will be sending credit reporting information. The software will complete most of the information on this window for you. Accounts colored in RED have missing information which you must provide before you can create the Metro 2 file. Click on each customer's account name to access that account's information in the window.

You may now edit the items shown for the selected account. The Base Information tab at the top of the window holds information about the account holder. The Associated Consumer tab holds information about other persons related to the account holder such as a co-buyer for a vehicle. Then Employment/Portfolio tab holds employment information for the account holder. Window items which need your attention are colored in RED. Once you have completed the necessary items and the account is ready to be reported, the color of the customer's name in the customer account list will turn back to its normal text color.

You may save your changes at any time by clicking the Save Changes button in the upper left-hand corner of the window. If you need to temporarily stop working on the Metro 2 file, you may close this window and re-open it at a later date to continue your work. All saved information will re-appear in the window.

Once you have finished entering all the necessary information, you can create the actual Metro 2 file. To create the file, simply click the Export Metro 2 File button in the upper left-hand corner of the window. Like most file-saving functions in Windows, you can navigate through folders to specify a location to which you can save the file as well as a file name. You can then email this file to the credit reporting agencies or use an FTP program to place it on the agencies' servers. As long as you have not marked the reporting period as being complete, you may make changes and create as many Metro 2 files for this period as you need.

Once you are sure the credit reporting agencies have accepted your file and approved the reporting data you provided, you may then close this reporting period. To close the reporting period, click the Mark Period Completed button in the top-left corner of the window. Important: Do not click the Mark Period Completed button until you are sure the credit reporting agencies have accepted your data! Once you mark a period as complete, you cannot re-open the period to make changes or corrections. If you need to make changes to a previous reporting period, the changes must be reported in the next reporting period.